Group Health Insurance also known as Group Mediclaim Insurance policy insure all employees of corporate as well as their families against unforeseen medical expenses, allowing you the flexibility to choose covers as per your needs.
Scope of Cover - The policy covers reimbursement of hospitalization expenses incurred for diseases contracted or injuries sustained in India.
Health insurance is needed more now than ever before because of -
Personal Accident Insurance (GPA) is extended to provide for payment of certain defined benefits in the event of the Insured’s death or disablement by accidental Injury; which is defined in the policy as bodily injury resulting solely and directly from accident caused by external violent and visible means.
Scope of Cover - It compensates the Insured in case of Accidental Death, Permanent Total Disability (PTD), Permanent Partial Disability (PPD) and Temporary Total Disability) (TTD)
Accidental Death : 100% of Sum InsuredPermanent Total Disablement : 100% of Sum InsuredPermanent Partial Disablement : 50 % of Sum Insured
Group Accidental policy is to cover all the employees under a single master policy, which is cost effective as compared to individual Personal Accident policies.
Employees will be covered not just while working, even when they travel abroad or anywhere in India on business and leisure.